
Saying a rate out loud is its own skill. Steph's four money-mindset exercises.

Yep, you read that right.
This week, I’m diving deep into money.
Now, if you're a Maker Division member, you know that this is usually Ben’s territory (I hate spreadsheets). But this time, I’m tackling the whole “making money as a creative” conversation from a different angle.
Because here’s the thing—
You can know exactly how much you need to charge.
You can crunch the numbers, see the rates laid out in a (dreaded) spreadsheet, and still struggle to say the number out loud to a client—with confidence.
And that has everything to do with your relationship with money.
I’ll never forget the first time I sent a five-figure invoice to a client.
I damn near hyperventilated.
I had never spent money like that.
At one point in my childhood, I was homeless, malnourished, and surviving on the kindness of my grandparents.
I was raised to believe that people like me didn’t make money like that.
That no matter how hard I worked, I didn’t deserve money like that.
But within 20 minutes, my client paid the invoice.
And for the first time in my life, I saw real money in my bank account—at one time.
That moment changed everything.
From then on, I was determined to heal my relationship with money.
Not just to get out from under the stress of bills, but to become someone who was great at making money—and using it to great things in this world.
To do what I love and thrive because of it.
That’s what I hope this week’s Division Dispatch does for you.
But before I dive into my favorite money-making resources, here are three exercises I practice regularly to keep a kickass relationship with money:
1. Track every cent that comes your way.
I keep a journal where I write down every bit of income—money I earn, find, or receive as a gift (yes, I estimate the value of gifts, too). It doesn’t have to be formal. Then, I take a moment to thank the universe.
2. Set up alerts for incoming payments.
Every time money hits my bank account, my phone lets me know. And yes, I thank the universe (sometimes with a little dance). It’s my way of acknowledging abundance and appreciating what comes in.
3. The Incremental Upgrade
Got anything in your life that makes you feel broke AF? Time to start slowly upgrading. Maybe it's your hole-ridden socks or the simple act of cleaning out your car and giving it a bath. We aren't talking going for baller status straight out the gate. What's one thing you could upgrade easily this month that will make you feel fabulous?
4. Practice money forgiveness.
This is the deep work. I regularly journal about past money wounds—the struggles, the wrongs, the beliefs that held me back. And I work on forgiving. This part takes time, but it’s been the most powerful step in healing my relationship with money.
Now, let’s dig into the resources that will help you:
✅ Shift your mindset around money (if you need to)
✅ Know exactly how much you should be charging
✅ Find the right clients who will happily pay it
Let’s do this.

On the Bookshelf
Recently there hasn't been a coaching call go by in The Division without me mentioning my absolute love of this book, and several members have picked it up as well. When I started implementing the mindset work it outlines, I started making some major money shifts in my studio. And whenever I pick it back up you can hear my husband say, “Hell yeah, Steph's about to make some money!!!!” And some of the techniques are super easy- perfect when combined with the financial fundamentals we teach inside Maker Division.

On the Bookshelf
And if you want even more money-mindset goodness, add this book to your cart as well. Jen Sincero is both super relatable, sharing her own money mindset trauma, and super practical with some of her mindset hacks to unlock the next level of money-making badassery.

Now Playing
This is a fantastic episode with my own business mentor, Stacie Bloomfield, and her guest Brooke Glaser, where Brooke discusses why clients may not be hiring you- and it has nothing to do with their budget. (Hint- once you find your product-market fit, the money won't be an issue).

Some people make waves by being the loudest in the room. Others? They quietly put in the work, trust the process, and make major moves before anyone even realizes what just happened.
That’s Jordan Sigmund.
As the founder of Hox Design Co., Jordan helps health tech, SaaS, and AI companies transform their mission into a market advantage with brand strategy and design. And while he’s not one to make a big fuss about his wins, his results speak for themselves.
Recently, Jordan found himself in a situation every freelancer dreads—work had slowed down, and for the first time in nearly five years, his pipeline was almost empty. Instead of spiraling, he turned to Maker Divsion He leaned into the curriculum, sought advice from the community, and trusted the process.
The result? He reinvigorated his network, filled his schedule, and landed his largest project to date—a $15K deal.
His success didn’t come from one big lucky break—it came from consistent action. He leveraged strategies from the program—Power 150, email outreach, in-person networking, and the pricing systems we teach—to build momentum and close high-value work.
Jordan’s story is proof that you don’t need to be the loudest to make an impact. If you stay focused, lean into the right support system, and take action, you’ll get exactly where you’re meant to be.
🔥 Cheers to you, Jordan—keep making those power moves.

Maker Division Win
I closed a $15k project, my largest project to date. The support of the group and coaches played a huge role in making me feel like I could do it in the first place. Being part of a community of creatives who have all faced similar challenges has helped me push ahead and build a business that I'm proud of. It's the first group that I've joined and felt genuine camaraderie through. No one's trying to sell you anything or make it about them—everyone just wants to help each other grow. It's a great place to be.
Dispatch is our weekly letter on creative work, building studios, and figuring out the business side of making things. Each issue is a short essay drawn from real experience running creative companies and helping thousands of creatives do the same.
Below are a few recent issues from the archive.
Maker Division shares case studies, strategies, and student results for educational purposes only. These outcomes are not typical and do not guarantee your success. Maker Division’s team includes experienced business owners, creatives, and educators, and your results will vary based on your background, effort, experience, and application of the material. We do not track or publish average results due to the sensitive nature of creative business performance and the wide range of student goals. We cannot guarantee that you will make money, book clients, or grow your business using our strategies whether applied specifically or generally. We do not offer business, financial, legal, investment, tax, or other professional advice. All content is provided for informational purposes only. Any use of our content, ideas, or materials without express written permission is prohibited.